Denney v. Washington National Insurance

This is an action filed by the widow of the deceased upon an alleged contract for life insurance. Admittedly, the policy was never issued or delivered, but an application was prepared and signed December 10, 1962, and a disputed receipt was given for the initial premium. The alleged insured died in an automobile accident January 5, 1963, less than a month after the application.

The application was on a so-called nonmedical basis permitted under the rules of the defendant company for a person within the age group of the applicant and within the monetary limits of the policy application.

It…