Legal Opinion

Smiley v. Prudential Insurance Co. of America

Michigan Supreme Court

Decided April 6, 1948No. Docket No. 57, Calendar No. 43,670PublishedCited by 18 opinions

1Opinion of the CourtSharpe, J.

This is an action by the beneficiary named in an application for a life insurance policy.

The material facts are as follows: On July 14, 1943, Errol Smiley made application to the Detroit office of the Prudential Life Insurance Company of America for a 10-year term policy of life insurance in the amount of $9,000. At the time the application was signed, Errol Smiley paid the first annual premium in the amount of $118.80 and signed the following statement which was a part of the application:

“I AGREE THAT: * * *
“(4) Unless the full first premium is paid at the time of making this application,…

2Cases cited15 opinions

  1. Insurance Co. v. Young's AdministratorSupreme Court of the United States · 1875
  2. Northwestern Mutual Life Insurance v. NeafusCourt of Appeals of Kentucky · 1911
  3. Western & Southern Life Insurance v. ValeIndiana Supreme Court · 1938
  4. Stonsz v. Equitable Life Assurance Society of the United StatesSupreme Court of Pennsylvania · 1936
  5. Hall v. Equitable Life Assurance Society of the United StatesMichigan Supreme Court · 1940

10 more not listed; retrieve them via the Exa API.

3Cited by18 opinions

  1. Allen v. Metropolitan Life InsuranceSupreme Court of New Jersey · 1965
  2. Wadsworth v. New York Life InsuranceMichigan Supreme Court · 1957
  3. Bellak v. United Home Life Ins. CoCourt of Appeals for the Sixth Circuit · 1954
  4. Liberty National Life Insurance Company, Inc. v. Betty S. HamiltonCourt of Appeals for the Sixth Circuit · 1956
  5. P. L. Kanter Agency, Inc. v. Continental Casualty Co.Court of Appeals for the Sixth Circuit · 1976

13 more not listed; retrieve them via the Exa API.

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