Unifund CCR, LLC v. Lorene K. Lowe

EISMANN, Justice.

This is an appeal out of Fremont County from a judgment for the balance owing on two credit card accounts, based upon the district court’s holding that this action was filed within the five-year statute of limitations of Idaho Code section 5-216 because the cardholder agreements were written contracts. We affirm the judgment of the district court.

I

Factual Background.

Lorene K. Lowe had two credit cards issued by Citibank, N.A. The account for the first credit card (“Account No. 0415”) was opened on July 1,1996, and the last payment on the account was posted by Citibank on…