Virginia F. Miller v. American Express Company

BOOCHEVER, Circuit Judge:

Virginia Miller brought an action in district court alleging a violation of the Equal Credit Opportunity Act (ECOA), 15 U.S.C. §§ 1691 et seq., after her American Express card was cancelled following the death of her husband. At issue is whether the American Express Company’s (Amex) policy of automatically cancelling a supplementary cardholder’s account upon the death of the basic cardholder violated the ECOA. The district court granted Amex’s motion for summary judgment. We reverse.

*1237FACTS

Maurice Miller, plaintiff’s late husband, applied for and received an American…