Legal Opinion

Southern Insurance & Trust Co. v. A. Lewis & Bros.

Supreme Court of Georgia

Decided January 15, 1871PublishedCited by 11 opinions

Insurance. Parol contract for land. Before Judge Schley, Chatham Superior Court. May Term, 1870. In February, 1867, A. Lewis & Brothers took a policy of insurance, from plaintiff in error, upon a building, described in the policy as “ owned and occupied by the assured as a store.”

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Insurance. Parol contract for land. Before Judge Schley, Chatham Superior Court. May Term, 1870. In February, 1867, A. Lewis & Brothers took a policy of insurance, from plaintiff in error, upon a building, described in the policy as “ owned and occupied by the assured as a store.” In the policy it was stipulated, “ if the above mentioned premises, at any time during the period for which this policy w-ould otherwise continue in force, shall be used for the purpose of carrying on therein any trade or occupation, denominated hazardous, extra-hazardous, or specially hazardous, from thenceforth…

1Opinion of the CourtLochrane, C. J.

This was an action of assumpsit brought by Lewis & Brothers against the Southern Insurance and Trust Company, upon a policy issued by them on a certain store-house in Thomaston, for $2,000 00. The policy describes the property as one single-story wood building, owned and ocupied by the assured as a store. The policy provides, that should the property be used for the purpose of carrying on therein any trade or ocupation, etc., denominated hazardous, it should be void ; and by reference to the conditions expressed in the policy, certain trades therein mentioned, are denominated extra-hazardous,…

2Cited by11 opinions

  1. Travelers Insurance v. SheppardSupreme Court of Georgia · 1890
  2. Atlanta Recycled Fiber Co. v. Tri-Cities Steel Co.Court of Appeals of Georgia · 1979
  3. Bernhardt v. Boeuf & Berger Mutual Insurance Co.Missouri Court of Appeals · 1959
  4. Key Life Insurance v. MitchellCourt of Appeals of Georgia · 1973
  5. Mutual Fire Insurance v. OwenCourt of Appeals of Maryland · 1925

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