Legal Opinion

Commercial Insurance v. Robinson

Illinois Supreme Court

Decided September 15, 1872PublishedCited by 31 opinions

Appeal from the Superior Court of Chicago; the Hon. William A. Porter, Judge, presiding. This was an action on a policy of insurance.

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Appeal from the Superior Court of Chicago; the Hon. William A. Porter, Judge, presiding. This was an action on a policy of insurance. The policy contained, among other provisions, the following: “When personal property is damaged, the assured shall forthwith cause it to be put in order, assorting and arranging the various articles according to their kinds, separating the damaged from the undamaged, and shall cause an inventory to be made, and furnished to the company, of the whole, naming the quantity, quality and cost of each article. The amount of sound value and of damage shall then be…

1Opinion of the CourtChief Justice Lawrence

The policy in this case provided that the company should not be liable “for any loss or damage by fire caused by means of an invasion, insurrection, riot, civil commotion or military or usurped power; * *• * nor for any loss caused by the explosion of gunpowder, eamphene, or any explosive substance, or explosion of any kind.”

The main question is as to the construction to be given to this last clause. It is contended by counsel for the company that it protects the company from liability for any loss by fire where the fire has been produced by an explosion. It is insisted on the other hand, by…

2Cases cited2 opinions

  1. Aurora Fire Insurance v. EddyIllinois Supreme Court · 1868
  2. Hayward v. Liverpool & London Fire & Life InsuranceThe Superior Court of New York City · 1860

3Cited by31 opinions

  1. Bills v. Hibernia Insurance CompanyTexas Supreme Court · 1895
  2. Spring Garden Ins. v. Imperial Tobacco Co.Court of Appeals of Kentucky · 1909
  3. Forest City Insurance v. HardestyIllinois Supreme Court · 1899
  4. Queen Insurance v. Dearborn Savings, Loan & Building Ass'nIllinois Supreme Court · 1898
  5. Kendall v. Travelers' Protective Ass'nOregon Supreme Court · 1918

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