Aetna Life Ins. Co. v. Shemwell

Opinion op the Court by

Judge Ratlipp

— Reversing.

On December 27, 1927, appellee purchased of appellant an insurance, policy in the sum of $10,000. For an additional premium or consideration there was attached to the policy a rider which is made a part of the contract, providing for the payment of disability benefits in case of total and permanent disability of the insured, as follows:

“If, before default in payment of premium, the insured becomes totally and permanently disabled by bodily injuries or disease and is thereby prevented from performing any work or conducting any business for…