Pinson Truck Equip. Co. v. GULF AM. FIRE & CAS. CO.

The injury from which this controversy arose occurred on November 3, 1977. On that day John Patterson's right arm was severed in an accident involving a truck owned by Patterson's employer and allegedly manufactured by Pinson Truck. At the time of the injury, Pinson Truck had primary liability coverage with Gulf American Fire Casualty Company and umbrella liability coverage with Cincinnati Insurance Company.

On November 6 or 7, Comer Sessions, who was John Patterson's work supervisor, spoke to Glenn Jarvis, President of Pinson Truck. Mr. Sessions called Mr. Jarvis to order truck parts, but,…