Employers Mutual Casualty Co. v. Nosser

While I have great respect for the opinions of all my colleagues on the Court, I do not agree with the conclusion which has been reached by the majority in this case. It is therefore with deference that I state briefly my reasons for this dissent.

Joseph J. Nosser on November 14, 1961, purchased from Employers Mutual Casualty Company, through its agent at Natchez, a liability insurance policy on his automobile for a one year period, paying the premium therefor in cash. Subsequently on February 28, 1962, he purchased additional coverage and likewise paid the premium in cash. On April 4, 1962,…