Auto-Owners Insurance v. Michigan Mutual Insurance

I concur in part n of the majority opinion without reservation regarding Docket No. 184788. First, the insurance contract had not come into effect when the accident occurred. Second, defendant Michigan Mutual Insurance Company was not bound by defendant Central Insurance Center’s actions because Central did not act as an agent for Michigan Mutual and had no authority to bind Michigan Mutual.

*218I respectfully dissent, however, from the majority’s implicit conclusion in part I regarding Docket No. 184812. I disagree that plaintiff Auto-Owners Insurance Company has a cause of action as subrogee…