Samply v. Integrity Ins. Co.

The sole issue in this case is whether an insurer is relieved of its obligation to defend its insured by paying the policy limits into court.

To answer this question, we must first look at the language of the insurance contract itself and determine what the parties intended. After reviewing the subject policy provisions, and after reviewing the facts, we are convinced that the insurer was under a duty to defend its insured; therefore, the declaratory judgment of the trial court which held that the insurer owed no duty to defend its insured is due to be reversed.

The facts preceding the…