Fugah v. State Farm Fire & Casualty Co.

MEMORANDUM

Dalzell, District Judge.

I. Introduction

We consider here defendant State Farm Fire and Casualty Company’s motion for summary judgment on plaintiff Titus Fu-gah’s two claims for breach of contract.1 After purchasing a vacant house and making significant improvements, Fugah bought a homeowner’s insurance policy from State Farm. Shortly thereafter, Fu-gah filed a claim for fire damage. While investigating that claim, State Farm discovered that the man from whom Fugah purchased the house was likely an imposter since the true owner of the house had died several years before the sale.…