Legal Opinion
EMPIRE FIRE & MARINE INSURANCE COMPANY v. Dobbins
Court of Appeals of Georgia
Decided September 8, 1992No. A92A1034PublishedCited by 4 opinions
1Opinion of the Court
Pope, Judge.
This case involves the application of a “radius of use” exclusion from coverage contained in a business automobile policy issued by appellant/defendant Empire Fire & Marine Insurance Company to appellee/plaintiff Bruce Dobbins d/b/a Dobbins Brothers Garage covering several commercial vehicles used in plaintiff’s garage. The final page of the policy contains the following language:
“THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
“RADIUS OF USE — LIMITATION
“For the reduced premium in the declarations or in an attached endorsement,
“A. The insurance coverages under this…
2Cases cited5 opinions
- Equity Mutual Insurance Co. v. Spring Valley Wholesale Nursery, Inc.Supreme Court of Oklahoma · 1987
- Southern Guaranty Insurance v. Preferred Risk Mutual InsuranceSupreme Court of Georgia · 1987
- Simmons v. Select InsuranceCourt of Appeals of Georgia · 1987
- Wallace v. Virginia Surety Co. Inc.Court of Appeals of Georgia · 1949
- Donaldson v. Pilot Life Insurance Co.Court of Appeals of Georgia · 1986
3Cited by4 opinions
- Spivey v. Safeway InsuranceCourt of Appeals of Georgia · 1993
- Florida International Indemnity Co. v. GuestCourt of Appeals of Georgia · 1995
- Moore v. Allstate InsuranceCourt of Appeals of Georgia · 1994
- Spivey v. Safeway InsuranceCourt of Appeals of Georgia · 1993