Hurst v. Donegal & Conoy Mut. Fire Ins. Co.

Taylor, Justice.

This is an appeal by the defendant Company from judgment against it on a fire insurance policy for $2,000.00 on a farm tenant house. The insured applied to the company’s agent for the insurance in an amount to be determined by the agent. The latter immediately inspected the house and found it vacant. Nevertheless he then prepared the policy which he kept in his possession. It was dated December 12, 1950, and contained the following condition:

“Conditions suspending or restricting insurance. Unless otherwise provided in writing added hereto this company shall not be liable for…