Gowan v. Homestead Mutual Insurance

We agree with the trial court in its conclusion that State Bank of Chilton v. Citizens Mut. Fire Ins. Co. (1934), 214 Wis. 6, 252 N. W. 164, rules defendant’s motion. That situation in its material aspects is identical with the one now before us. A witness testified (p. 13) :

“ ‘The silo was located on the southwest corner of the barn and attached to the barn by a chute used to carry feed to the barn. It was a wooden silo and was part of the barn.’ ”

The insurer elected to rebuild the barn making no mention of the silo. We held (p. 14) :

“While the'items ‘barn’ and ‘silo’ were separately valued,…