United States v. Joyce Ashcraft

MELLOY, Circuit Judge.

Joyce Ashcraft appeals the district court’s order denying her objection to the garnishment of her disability payments. The district court ruled Ashcraft’s disability payments were not “earnings” within the meaning of the Consumer Credit Protection Act (the “Act”), 15 U.S.C. § 1673(a), which limits garnishment of “earnings.” We reverse and hold Ash-craft’s disability payments are “earnings” within the meaning of the Act. We grant the government’s motion to strike and deny all other pending motions.

I

In 2004, Ashcraft pleaded guilty to several criminal charges. She was…