Union Warehouse & Supply Co. v. Illinois R.B. Jones, Inc.

TROUT, Justice.

This is an insurance coverage dispute arising from the sale of contaminated winter wheat seed.

I

BACKGROUND

The respondent, Union Warehouse and Supply Co. (Union), is a cooperative marketing association that purchases, stores, and sells seed to farmers in the Grangeville area. Union was insured under three insurance policies: (1) a Comprehensive General Liability (CGL) policy issued by Mutual Service Casualty Insurance Co. (MSI); (2) an Umbrella policy also issued by MSI; and (3) a Seedsmen’s Errors and Omissions policy underwritten by certain underwriters at Lloyd’s of London…