Legal Opinion

Stephenson v. Empire Life Insurance

Supreme Court of Georgia

Decided November 16, 1912PublishedCited by 13 opinions

Action upon insurance policy. Before Judge Gilbert. Muscogee superior court. January 29, 1912. Mrs. Stephenson instituted suit as beneficiary of a policy of insurance issued by the defendant company on the life of her husband, E. H. Stephenson. Under the evidence the court directed a verdict for the defendant. Exceptions were taken to this ruling, and to the overruling of a motion for new trial.

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Action upon insurance policy. Before Judge Gilbert. Muscogee superior court. January 29, 1912. Mrs. Stephenson instituted suit as beneficiary of a policy of insurance issued by the defendant company on the life of her husband, E. H. Stephenson. Under the evidence the court directed a verdict for the defendant. Exceptions were taken to this ruling, and to the overruling of a motion for new trial. The petition alleged the following: On June 30, 1908, the defendant issued to E. H. Stephenson a contract of insurance on his life for the sum of $1,000. By the terms of the contract it is provided:…

1Opinion of the CourtHill, J.

(After stating the foregoing facts.)

The insured, Stephenson, received from the Empire Life Insurance Company a contract of insurance on his life for $1,000, dated June 30, 1908. He gave his note for a part of the premium due on the policy, payable without grace on November 1, 1908. He died on March 18, 1909, without having páid the note. One of the terms of the contract of insurance was that “If any premium is not paid on or before the day it is due, or if any note or other obligation that may be accepted by the company for the whole or any part of the first or any subsequent premium, or any…

2Cases cited12 opinions

  1. Reese v. Fidelity Mutual Life Ass'nSupreme Court of Georgia · 1900
  2. Hipp v. Fidelity Mutual Life InsuranceSupreme Court of Georgia · 1907
  3. Sullivan v. Connecticut Indemnity Ass'nSupreme Court of Georgia · 1897
  4. Mutual Reserve Fund Life Ass'n v. StephensSupreme Court of Georgia · 1902
  5. Neal v. CraySupreme Court of Georgia · 1905

7 more not listed; retrieve them via the Exa API.

3Cited by13 opinions

  1. Reliance Life Insurance v. HightowerSupreme Court of Georgia · 1919
  2. Cope v. Jefferson Standard Life Ins. Co.Supreme Court of South Carolina · 1926
  3. State Life Insurance v. TylerSupreme Court of Georgia · 1917
  4. Life Casualty Ins. Co. of Tenn. v. JordanCourt of Appeals of Georgia · 1943
  5. Columbian National Life Insurance v. MulkeyCourt of Appeals of Georgia · 1913

8 more not listed; retrieve them via the Exa API.

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