American Nat. Ins. Co. v. Points

William Clyde Points, appellee, sued American National Insurance Company, the appellant, on its policy insuring the life of appellee in the sum of $2,000, payable on death to his wife, and providing that, in the event of insured's total permanent disability, appellant would waive payment of premiums during the continuance of the disability and also pay appellee $20, six months after receipt of due proof of such disability, "and a like sum monthly thereafter during the life of the insured and the continuance of his disability".

Appellee alleged that, on January 6, 1933, his left arm was crushed…