Moody v. Dairyland Insurance

HOWARD, J.:

Sharon D. Moody brought a declaratory judgment action against her automobile insurance carrier, Dairyland Insurance Company (“Dairyland”), claiming her insurance policy should be reformed to include underinsured motorist (“UIM”) coverage up to the policy’s statutory minimum liability limits (“statutory minimum limits”) because Dairyland failed to make a meaningful offer of UIM coverage. The circuit court granted Dairyland’s motion for summary judgment. Moody appeals. We affirm.

FACTS/PROCEDURAL HISTORY

On June 14, 2000, Moody purchased an automobile insurance policy with the…