Martinson v. North Central Life Insurance

The issues are as follows:

1. May a nonmedical examination credit life insurance policy validly provide that no insurance shall take effect thereunder unless the insured is in good health on the effective date thereof?

2. If so, must the insurer at least ask questions regarding the applicant’s health or point out the policy’s “good health” provision?

3. Is the trial court’s finding that the insured was not in good health, and knew it, on February 21, 1967, contrary to the great weight and clear preponderance of the evidence?

The trial court concluded the issues in this case are controlled by…