Inter-Insurance Exchange of Chicago Motor Club v. Westchester Fire Insurance

The ultimate question to be determined is the intent of Mannino and Westchester at the time they entered into their contract of insurance as evinced by the language of their agreement. This general rule was stated by the court in Home Mut. Ins. Co. v. Insurance Co. of North America (1963), 20 Wis. (2d) 48, 51, 52, 121 N. W. (2d) 275 :

“The established rule, of course, is that in interpreting and construing an insurance contract (in fact, all contracts), the objective should be to ascertain the true intention of the parties. [Citations omitted.] A subordinate ruling is that in ascertaining the…