Lafargue v. United Royal Life Insurance

HENRY F. TURNER, Judge pro tern.

Plaintiff, Mrs. Margaret Lafargue, brought this suit to collect the $1,000.00 accidental death benefits of a life insurance policy from defendant, United Royal Life Insurance Company of Louisiana. She had taken out the policy, with herself as beneficiary, on the life of her daughter, Linda Ann Lafargue, now deceased. The defendant denies liability on the ground the policy had lapsed for non-payment of premiums.

These policies were what are commonly referred to as debit policies. They differ from other life insurance policies in that it is the procedure of the…