Allstate Insurance Co. v. Hunter

OPINION

SUE WALKER, Justice.

I. INTRODUCTION

The primary issue we address in this appeal is whether the trial court correctly charged the jury on the manifestation trigger of coverage theory applicable to a first-party claim under a homeowner’s insurance policy. Because we hold that charge error exists and because the evidence, measured against the requested correct charge, is legally insufficient, we reverse the trial court’s judgment and render judgment that Appellees John and Carmen Hunter take nothing.

II. Factual and ProceduRal Background

In the summer of 2002, the Hunters noticed a strange…