In re Martin

OPINION

THOMAS L. PERKINS, Chief Judge.

Whether an above-median chapter 13 debtor with negative monthly disposable *800income is nevertheless required to propose a five-year plan, an issue that has sharply divided courts, turns on the interpretation of the phrase “applicable commitment period.” This Court determines that a five-year plan is required of every above-median debtor as a condition of confirmation.

FACTUAL AND PROCEDURAL BACKGROUND

The Debtor, Denise E. Martin (DEBTOR), works as an accounting assistant for a sizeable accounting firm. She has been employed there for nineteen years and earns…