Clardy v. Royal Ins. Co. of America

This is an appeal by plaintiff, Thomas Eugene Clardy, from a summary judgment granted in favor of defendant, Royal Insurance Company of America ("Royal"). We reverse and remand.

Clardy was involved in an automobile accident with David Swierc on May 24, 1984. Swierc had automobile insurance with Royal. After the accident, Royal allegedly represented to Clardy that it would be responsible for the damage caused by Swierc to Clardy's vehicle. Royal also allegedly told Clardy not to have his vehicle repaired until a Royal agent could view it and that Royal would pay all rental charges on a…