Owners Insurance Company v. Gary Parkison and Judith Parkison, Individually, and John Vest as Class Representative for the Estate of Betty Vest

Owners Insurance Company (“Appellant”) appeals the trial court’s grant of summary judgment in favor of Gary Parki-son and Judith Parkison, individually, and John Vest, as class representative- for the estate of Betty Vest (“Respondents”) on Appellant’s declaratory judgment action brought to determine coverage under a garage liability insurance policy issued by Appellant. We affirm.

I. BACKGROUND

A. The Events Giving Rise to Appellant’s Claim

While the parties dispute the interpretation of the relevant insurance policy, they do not dispute the underlying facts, which are as follows. In June 2013,…