Strawn v. Farmers Insurance

This class action arises out of defendants’ claims handling process with respect to the payment of personal injury protection (PIP) benefits to their insureds. In short, defendants Farmers Insurance Company of Oregon, Mid-Century Insurance Company, and Truck Insurance Exchange (collectively, “Farmers”) used cost-containment software to evaluate their insureds’ medical expenses in relation to other bills for the same procedure in a given region. If Farmers determined that the charge submitted by an insured’s provider exceeded a certain percentage of the range of the charges in those other…