Brian Timm v. Wells Fargo Bank NA

OPINION *

Brian Timm appeals from the order of the District Court dismissing his complaint. We will affirm.

I

This matter arises from a $400,000 loan that Timm obtained from Wells Fargo Bank, N.A. (‘Wells Fargo”), although, as explained below, Timm disputes the actual source of the funds. The loan is evidenced by a note and secured by a mortgage on Timm’s residence in Belmar, New Jersey. The transaction closed on March 14, 2008. In 2012, Wells Fargo filed a mortgage foreclosure action against Timm in New Jersey state court. The state court dismissed that action in 2015.

Several months later, Timm…