Dixon v. RJM Acquisitions, LLC

ORDER AND JUDGMENT *

ROBERT E. BACHARACH, CIRCUIT JUDGE.

When reporting a disputed debt, a debt collector bears a legal duty to communicate that the debt is disputed. In this case, a debt collector reported a debt, but did not state that it was disputed. The issue was whether the debt had been disputed.

On this issue, the debtor moved for summary judgment. The debt collector objected, arguing that the existence of a dispute constituted an issue of material fact. Even though the debt collector did not seek summary judgment on its own, the district court considered this possibility and required…