Jennings v. City of Dayton

I respectfully dissent from the decision of the majority.

The purpose of R.C. 3937.18(A) is to create liability coverage for tortfeasors who, as owners or operators of automobiles or other motor vehicles, are without it. The regulatory scheme it adopts to accomplish that purpose requires each automobile or motor vehicle liability “policy of insurance” delivered in the state to offer coverage for the protection of persons insured thereunder who are themselves legally entitled to recover damages for injury, sickness, or death from owners or operators of “uninsured motor vehicles.” In this regard…