Christ Episcopal Church of Bastrop v. Church Insurance Co.

JjNORRIS, Chief Judge.

Appellant, Christ Episcopal Church of Bastrop, appeals an adverse ruling of the Bastrop City Court finding that property damage caused to its pipe organ by mice and rats is excepted from coverage by a vermin exclusion of the property insurance policy issued by appellee, Church Insurance Company. For the following reasons, we affirm.

Facts

In December 1996, members of the Christ Episcopal Church of Bastrop (“Episcopal”) discovered that their Wicks pipe organ was not working properly and called the manufacturer to investigate the problem. During a June 1997 service call, a…