Kassner v. Fremont Mutual Insurance

On October 24, 1970, the defendant insurance company issued a policy of insurance to the plaintiff insuring his dwelling house against loss from fire and other causes. The policy contained a schedule of coverages for the dwelling, appurtenant structures, unscheduled personal property, and additional living expenses totaling $20,400. On May 16, 1971, the house and contents were destroyed by fire. The plaintiff submitted a sworn proof of loss on which he claimed as loss the full amount scheduled in each category. The defendant refused payment.

This action was brought to recover the full $20,400.…