New Jersey Manufacturers Insurance v. Hardy

The opinion of the court was delivered by

WEFING, J.A.D.

Kason Cheeks is employed as a police officer by the City of Newark. At approximately 3:40 a.m. on February 10, 2001, while on duty, Cheeks was injured in an automobile accident. He and his partner were on patrol. His partner was driving the marked police cruiser when it was struck in the rear by an intoxicated driver. Cheeks sustained injuries to his neck and his back.

*21Cheeks’ father, Bernie J. Hardy, held an automobile insurance policy issued by New Jersey Manufacturers Insurance Company (“Manufacturers”) that was in effect on the date of…