Gulfco of Alabama, LLC d/b/a Tower Loan of Prattvi v. Northington

UNITED STATES BANKRUPTCY COURT MIDDLE DISTRICT OF ALABAMA In re: Case No. 22-31018-CLH Chapter 13 JAMES DAVID NORTHINGTON, Debtor. _______________________________________ GULFCO OF ALABAMA, LLC D/B/A TOWER LOAN OF PRATTVILLE, Plaintiff, v. Adv. Proc. No. 22-03025 JAMES DAVID NORTHINGTON, Defendant. MEMORANDUM OPINION On August 2, 2023, this adversary proceeding came before the Court for trial on the Complaint filed by Plaintiff, Gulfco of Alabama, LLC d/b/a Tower Loan of Prattville (“Tower”) against Defendant, James David Northington (“Northington”). For the reasons set forth below, the Court…