Reff-Conlin's Inc. v. Fireman's Fund Insurance

¶1 The Plaintiff, Reff-Conlin’s Inc., brought this action in the District Court for the Thirteenth Judicial District in Yellowstone County to recover compensation for losses caused when the Red River flooded Conlin’s Grand Forks, North Dakota, furniture store. Named as defendants were its insurer, Fireman’s Fund Insurance Company, and its insurance agent, Western States Insurance Company. Conlin’s settled with Fireman’s Fund but proceeded to trial against Western States. The jury found that Western States negligently procured flood insurance for the Grand Forks store and negligently…