Auto-Owners Insurance v. Munroe

MANION, Circuit Judge.

After Joshua Munroe and his wife entered a settlement agreement that released those who allegedly caused a severe tractor-trailer accident from any individual liability above their liability insurance coverage, Auto-Owners Insurance Company brought a declaratory judgment action to establish that the insurance policy limited coverage to $1,000,000. The district court agreed with Auto-Owners and granted its motion for summary judgment. The Mun-roes appeal, arguing that the coverage limit was higher either under the terms of the policy or under minimum limits required by…