Grinnell Mutual Reinsurance Co. v. Haight

WILLIAMS, Circuit Judge.

Shawn Haight purchased an insurance policy that included underinsured motorist coverage for the named insured (him) and any family members. After his teenage daughter Nicole was injured while riding in a car driven by an acquaintance whose insurance did not fully compensate her, she made an underinsured motorist claim on her father’s policy. The insurance company maintains that Nicole is not entitled to coverage because she was not riding in a vehicle listed on her father’s policy when she was hurt. But we read the policy to provide underinsured motorist coverage to…