In Re Dissolution of the Lapeer Farmers Mutual Fire Insurance

M. E. Crawford, as guardian of the estate of Ben Klauka, mentally incompetent, filed a claim in the proceedings to dissolve the Lapeer Farmers Mutual Fire Insurance Association in which Klauka and wife in 1925 took out a policy on their farm buildings and personal property. A mortgage clause with full contribution making the loss, if any, payable to the Pioneer Bank of North Branch, Michigan, was subsequently attached to the policy.

' On October 2, 1932, a fire caused a partial loss of the buildings and personal property. The company adjusted the loss and its secretary advised the owners that…