Aetna Insurance Co. v. Word

STEAGALL, Justice.

Betty Word, a volunteer with the Piedmont Emergency Rescue Squad, Inc. (the “Rescue Squad”), recovered a judgment against the Rescue Squad for injuries she sustained when the 1984 Ford ambulance in which she was riding collided with two other automobiles. The ambulance was owned by the Rescue Squad.

After the judgment was entered, Word filed a garnishment proceeding against Aetna Insurance Company (“Aetna”), which had issued a liability insurance policy to the Rescue Squad. Aetna answered, stating that the Rescue Squad was not employed by Aetna, that Aetna was not indebted to…