Bank of New York v. Parnell

FREDERICKA HOMBERG WICKER, Judge.

12Appellant Kathleen Johnson Parnell asserts an array of federal and state claims against appellee The Bank of New York acting solely in its capacity as Trustee for EQCC Trust 2001-2 (“the bank”), 1 the assignee mortgage holder. Specifically, Ms. Parnell contends that the bank violated the Federal Truth in Lending Act, 15 U.S.C. § 1601 et seq. (“TILA”), as amended by the Federal Home Ownership and Equity Protection Act, 15 U.S.C. § 1639 et seq. (“HOEPA”) and The Real Estate Settlement Procedures Act (RES-PA), 12 U.S.C. § 2605. .With respect to state based…