Farmers Direct Property and Casualty Insurance Company v. Montez

FOR PUBLICATION UNITED STATES COURT OF APPEALS FOR THE NINTH CIRCUIT FARMERS DIRECT PROPERTY No. 23-3320 AND CASUALTY INSURANCE D.C. No. COMPANY, formerly known as 2:21-cv-08807- Metropolitan Direct Property and RGK-JEM Casualty Insurance Company, OPINION Plaintiff - Appellant, v. DENNIS PEREZ, Defendant, VICTOR MONTEZ; LISA MONTEZ, Intervenor-Defendants - Appellees. Appeal from the United States District Court for the Central District of California R. Gary Klausner, District Judge, Presiding Argued and Submitted November 7, 2024 Pasadena, California Filed March 6, 2025 2 FARMERS DIRECT PROP.…