Republic Bankers Life Ins. Co. v. Herring

OPINION

WILSON, Justice.

Appellant issued to appellee a hospital, surgical and medical insurance policy on which appellee sued to recover benefits.

Appellant pleaded as policy defenses, among others, that the illnesses for which insured was hospitalized were in existence before the policy was issued, and that they originated within six months after the policy date. The insurer pleaded as a policy exclusion that insured had taken an overdose of sleeping pills, as to which the policy excluded loss resulting wholly or partly from use of narcotics. Insured was hospitalized three times: (1) November…