Fabozzi v. Lexington Insurance

B.D. PARKER, JR., Circuit Judge:

Plaintiffs-appellants Paul and Annette Fabozzi appeal from a judgment of the United States District Court for the Eastern District of New York (Townes, /.). The Fabozzis had a homeowners insurance policy with Lexington Insurance Company (“Lexington”), which covered their ocean-side home on Staten Island, New York. When the house began to collapse as the result of structural damage, they filed a claim with Lexington. Twenty-six months later, Lexington denied coverage and the Fabozzis subsequently sued. Relying on a policy provision that required any suit to be…