Metropolitan Property & Liability Insurance v. Landry

RULING ON CROSS MOTIONS FOR SUMMARY JUDGMENT

POLOZOLA, District Judge.

Metropolitan Property and Liability Insurance Company filed this suit for declaratory judgment seeking to determine if there is coverage afforded by a homeowners policy it issued to Milburn Landry. The facts leading up to this suit are not in dispute.

On June 1, 1987, Brandi Lumpkin, Blake Morar, Jeff Landry and others participated in a late night “joyride” in a van which belonged to the parents of Jeff Landry. When the van became low on fuel, Jeff Landry dropped Morar, Lumpkin, and another person at Morar’s house where they…