Egan v. Mutual of Omaha Insurance

Opinion

MOSK, J,.

— Defendants appeal from a judgment awarding compensatory and punitive damages for breach of an insurance contract. We conclude *815the judgment should be affirmed insofar as it awards compensatory damages against defendant Mutual of Omaha Insurance Company (Mutual) but reversed in all other respects.

In 1962, plaintiff purchased a health and disability insurance policy from defendant Mutual through its Los Angeles representative, the Hall-Worthing Agency (agency). The policy provided for lifetime benefits of $200 per month in event the insured became totally disabled as a result…