Equitable Life Assurance Society of the United States v. Hemenover

These parties are hereinafter referred to as follows: Plaintiff in error as the company, Edgar E. Hemenover as Edgar, Roy E. Cook as Cook, Harriett F. Hemenover as Harriett, and one Ruby A. Howell, deceased, as Mrs. Howell. At the time of the trial of this cause Edgar was twenty-five years of age and Harriett seventeen. They were the only children of Mrs. Howell. Cook and Edgar were guardians of the estate of Harriett.

Mrs. Howell carried a $5,000 life policy in the company. Her children were the beneficiaries. A double indemnity clause increased this sum to $10,000 in case of accidental…