Legal Opinion
Mabry v. Superior Court
California Court of Appeal
Decided June 2, 2010No. G042911PublishedCited by 70 opinions
1Opinion of the Court
Opinion
SILLS, P. J.
I. SUMMARY
Civil Code section 2923.5 requires, before a notice of default may be filed, that a lender contact the borrower in person or by phone to “assess” the borrower’s financial situation and “explore” options to prevent foreclosure. Here is the exact, operative language from the statute; “(2) A mortgagee, beneficiary, or authorized agent shall contact the borrower in person or by telephone in order to assess the borrower’s financial situation and explore options for the borrower to avoid foreclosure.” There is nothing in section 2923.5 that requires the lender to…
2Cases cited24 opinions
- Basic Inc. v. LevinsonSupreme Court of the United States · 1988
- Cannon v. University of ChicagoSupreme Court of the United States · 1979
- Fidelity Federal Savings & Loan Ass'n v. De La CuestaSupreme Court of the United States · 1982
- Home Building & Loan Assn. v. BlaisdellSupreme Court of the United States · 1934
- BFP v. Resolution Trust CorporationSupreme Court of the United States · 1994
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3Cited by70 opinions
- Lueras v. BAC Home Loans Servicing, LPCalifornia Court of Appeal · 2013
- Mireles v. Wells Fargo Bank, N.A.District Court, C.D. California · 2012
- Ragland v. U.S. Bank National Ass'nCalifornia Court of Appeal · 2012
- Jolley v. Chase Home Finance, LLCCalifornia Court of Appeal · 2013
- Intengan v. BAC Home Loans Servicing LPCalifornia Court of Appeal · 2013
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