Loftis v. Vesta Companies

The plaintiff, John W. Loftis, Jr., filed an action against the defendant insurance company which denied coverage for damages caused when his tractor-trailer drove over a pothole. We must determine whether driving over a pothole constitutes a "collision with another object” within the contemplation of the policy of insurance. The trial court granted summary judgment for the defendant. We reverse and enter summary judgment for the plaintiff.

FACTS

The plaintiff purchased an insurance policy from the defendant. The policy covered damages to the plaintiff’s vehicle caused by a "collision with…