Joel Karnitz v. Wells Fargo Bank, N.A.

HANSEN, Circuit Judge.

Wells Fargo Bank, N.A. (Wells Fargo) appeals from the district court’s award of summary judgment in favor of Joel and Tanya Karnitz, who brought this action seeking a declaration that the mortgage held by Wells Fargo on their residence is invalid under Minnesota Statute § 507.02. We agree with Wells Fargo that given the undisputed facts of this case, the Karnitzes should be estopped from relying on § 507.02 to challenge the validity of the mortgage. We therefore reverse the district court’s judgment and remand with instructions to enter judgment in favor of Wells Fargo.

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